Worried that your financial strategy is
Missing Something?

We’re here to help you feel confident in your financial future.

Your Dreams Matter

At My Retirement Lifeguard, we believe everyone should be able to live the retirement they’ve always wanted. Our team of professionals can help you create a well-thought-out strategy, using a variety of insurance products and services, to help you address and accomplish your financial needs, concerns, and goals.

Retirement Plan Rescue

With our Retirement Plan Rescue planning process, we’ll look at your current financial strategies, what you’ve been told in the past and what fits your retirement outlook today.

We’re a group of licensed financial professionals with decades of experience and a passion to rescue people from rough and uncertain waters and bring them and their finances into confidence, freedom, independence — and abundance!

Federal Employees now have a Retirement Lifeguard to keep them safe on their journey to retirement. CSRS/FERS/TSP/Spousal Benefits/Social Security, FEGLI, Medicare ~ are ALL items of concern for you. As a certified Federal Retirement Consultant(sm), I can help you maximize income and benefits while minimizing expenses and taxes. There are many moving parts in your federal benefits and I can show you which ones you have control of, which ones will make you money, and which ones could cost you. Like most, you’re probably an “informed” federal employee. But are you really an “educated” federal employee? Call or email today to chat. Also, visit www.FFEBA.com. Member of the Federation of Federal Employees Benefit Advocates.

Have you considered these aspects of your financial future?

  • Life Insurance 101

    There are two types of life insurance. Which one do you have, and is it right for you?

  • Annuity 101

    Are you ready for an “income stream that you cannot outlive?” Not all annuities are created equally. The wrong one can be hazardous to your health!

  • Long-Term Care

    It has evolved and is no longer what you thought it was and could be. It’s much more flexible now! And you can get your money back!

  • Social Security Maximization

    How and when to apply to get the most out of this income source. Timing is critical, and we can help!

  • Mortgage Protection

    New and improved plans provide payments while you’re still living!

  • Your 401(k)

    Were you told saving the tax during the contribution phase is better in the long run? Are you getting a “match” (aka “free money”)?

  • Medicare

    Federally certified to offer Medicare Advantage, Medicare Supp, Medigap, Part D. Schedule a call to learn & choose.

Have you reviewed your pension? Will you have “paychecks for life”?

Facts:

  • Free money increases your future tax bill.
  • By contributing to a 401(k) OR 403(b) now, you’re not avoiding taxes — you’re delaying them!
  • And by delaying them, you’re compounding them!

Think you’ll be in a lower tax bracket at retirement age?

Questions: Are taxes going up or down? Hmmm. Is there an alternative to the 403(b) or 401(k)?

We can help!

We offer services in these three areas:

Grow

"Wealth Beyond Wall Street"

Prepare for retirement by putting your hard-earned assets to work.
How?

Retirement Income Strategies
Annuities
IPO’s and IUL’s

Preserve

Protect the assets that can help you live the retirement you’ve always imagined.
How?

Asset Protection Strategies
Life Insurance
Tax-Efficient Strategies
Long-Term Care Strategies
"End of Life" Expense Needs
(see video under Resources Tab)

Give

Provide for the people and causes you care about the most.
How?

Legacy Planning
"End of Life" Expense Needs
(see video under Resources Tab)

We can also refer you to professionals who provide the following services:

Trusts
Probate
Charitable Giving
Estate Planning
Tax Planning
Wealth Management
Investments
IRA & 401(k) Rollovers
IRA Legacy Planning

Ready to Take The Next Step?

For more information about any of our products and services, schedule a meeting today or register to attend an event.

Or give us a call at 949.652.6510.